If you’re like most modern families you live by a work-hard, play-hard rule. You work hard all year – at work and at school – then reward yourselves with a well-deserved and much-anticipated holiday. Naturally, you want this holiday to be completely stress-free, with no nasty surprises and the opportunity for a relaxing time with your family. That’s why it is crucial for you to invest in a good family travel insurance policy – so any issues that may arise are taken care of without trouble.
What could go wrong?
One common travel calamity is the delay or loss of your precious baggage. Many a weary traveller has arrived at their destination only to find out that their bags have ended up somewhere else entirely! One or all members of the family are are left with no fresh clothes, shoes or toiletries. Once again, your family travel insurance comes to your rescue and you’ll immediately be given money to purchase essentials until your bags arrive.
Whether you’re travelling with toddlers or older children, there is always a possibility of someone falling sick. This is especially true if you’re travelling on a busy itinerary, and especially when the climatic conditions of the country you are going to to are very different from what you’re used to. We all know how high medical bills can run, and it’s even more so when you are in a foreign country. If you have family travel insurance, however, all your medical bills for every member of the family can be taken care of while you’re away. Moreover, if you are in a place far away from a major hospital, transport (including air fares) is covered for the patient. As a knock-on effect of an illness or accident, your travel plans may be disrupted, but those ensuing costs can be covered in your insurance plan too.
Family emergencies can pop up without notice, and at any time. What happens if a close member of your family has an emergency and you need to cut short your travel plans to return home immediately? Usually, you would have to make hotel reservation cancellations with no refunds and flight re-bookings where you would end up incurring a high cost. All this is taken care of if you have family travel insurance; all the extra costs are absorbed by the insurance company and you will be put on the first flight back home.
Another common occurrence when travelling is the loss of valuable items through theft – like cameras, laptops phone, jewellery or tablets. Your insurance will cover any theft of items whilst you are travelling.